Some users on our server started a program that seems like a great idea for a plugin. The plugin should allow users to pay x dollars a week for an insurance policy on lost items. So the user can see a list of insurance plans and subscribe to one. Say, 50/week for a 5000 policy, 200 a week for 50000 policy etc. That way they can file a claim when they die in lava and a moderator can approve it, paying them to cover the losses.
